Finance Tools Welcome to our Financial Tools Center. For answers to some of the most frequently asked financial questions, click any of the questions below for our helpful tools and calculators. Or contact me to discuss your needs in more detail. What home can I afford? How much can I borrow? How much will my mortgage payments be? What will my closing costs be for a new home purchase? Which loan is better? Which is better: 15 or 30 year term? Which is better: fixed or adjustable? How much will my adjustable rate payments be? Am I better off renting? Am I better off refinancing? What will my refinancing costs be? How much can I save in taxes?